Data Updated On July 27, 2024 from Bank Website.

Bank of Baroda(BOB) PREMIER Credit Card

Discover how it fits your lifestyle

Welcome Benefit

  • 500 bonus reward points on spends of ₹5,000 or more within 60 days of card issuance.

Travel Benefits

  • Earn 5X Rewards* le 10 Reward Points per ₹100 spent on Travel & International Spends. Also, witness enhanced travel experiences with a Complimentary Airport Lounge visit every quarter, at a long list of lounges.

Dining Experiences

  • It's a foodie's fiesta as you delight yourself with mouthwatering Culinary Offers, and Earn 5X Rewards* je 10 Reward Points per 100 spent on your Dining spends.

Shopping Fun

  • Thrill yourself with Attractive Deals & Discounts across leading online & retail brands.

Fee Waiver on Milestone Spends

  • Spend ₹10,000 in the first 60 days and get joining fee reversed***
  • Spend ₹1,20,000 in every card anniversary year and get your annual fee reversed***.

Additional Benefits of PREMIER

Fuel Surcharge Waiver

  • 1% fuel surcharge waiver** at all fuel stations across India on transactions between ₹400 and ₹5,000 (Max. ₹250 per statement cycle).
  • Note: No Reward Points are earned on fuel transactions.

Core Reward Points

  • 2 Reward Points per ₹100 spent on all other categories*

Redeem reward points for cashback

  • Redeem your reward points as cashback.
  • All your accumulated reward points can be redeemed for cashback @ 1 reward point = ₹0.25

Redeem reward points for cashback

  • Redeem your reward points as cashback. All your accumulated reward points can be redeemed for cashback @ 1 reward point = 0.25.

Smart EMI option

  • Convert purchase of > ₹2,500/- on your card into Smart EMIs of 6 to 36 months.

Free Add-on card

  • Get up to 3 lifetime free add-on cards for your spouse, parents, siblings, or kids (above age 18).

In-built insurance cover

  • Get free Personal Accidental Death Cover to ensure financial protection of your family (Air: ₹50 Lakhs, Non-Air: ₹10 Lakhs).

Zero Liability on lost card

  • Report loss of card immediately to ensure zero liability on any fraudulent transactions.

Contactless Safe Payments

  • Your card is enabled with a wireless chip technology for secure & faster payments in contactless mode.

*Please note that 5X Rewards are capped at 2000 Reward Points on the mentioned categories per statement cycle. Further spends in that statement cycle on these categories will earn Reward Points at the regular earn rate. Reward program is not applicable on select MCCs and Fuel.Visit bobcard.co.in/most-important-terms-and-condition to know Reward Points Important Terms and Conditions.

**The GST component is not reversed. The rate of fuel surcharge may vary depending on the fuel station and their acquiring bank. The surcharge is levied by the acquiring bank providing the terminal to the merchant.The value of fuel transaction on charge slip will differ from the credit card statement since the fuel surcharge and GST on the same are levied by the acquiring bank after the transaction.

***First year fee reversal will reflect in the 4th bill statement from the card issuance month, provided no dues. First year fee reversal and annual fee reversal is applicable only to non-delinquent credit cardholders.

Application Guidelines

Understand just what you need, before you begin our easy and simple 3-step application process.

1. Eligibility Criteria

  • Indian Resident
  • Salaried/Self-employed with an income of >₹7.2 Lakhs p.a.
  • Age: 21 to 65 years (Primary Cardholder). Above 18 years (Add-on Cardholder)

2. Mandatory Proof

  • Recent Passport size photograph (with clear / white background & without dark / tinted glass)
  • PAN Card

3. Permanent Address Proof

  • Aadhaar Card (both side)
  • Voter ID Card issued by election commission of India
  • Passport
  • Driving Licence
  • Job Card issued by NREGA duly signed by an officer of the State Government
  • Letter issued by the National Population Register containing details of the name & address.

4. Income Proof

  • Salaried: Bank Statement reflecting salary credit for last 2 months. Salary Slips, if submitted, to be accompanied with bank statement as specified above.
  • Self-Employed: Bank Statement (pdf file format) reflecting business transactions for last 3 months.

Apply Now